No Money Down Fix and Flip Loans
100% Financing up to 70% ARV
Up to $1.25 Million
Concurrent Fix-and-Flip Loans
Fast 2-day Property Loan Approval
Knowledgeable, Balance-Sheet, Private Money Lenders
Available in 48 States (not AZ & NV)
Leverage your investment capital.
Move fast on surprise opportunities.
Cover unexpected rehab expenses.
No Money Down Fix-and-Flip Loans
No Money Down
100% Financing
Up to 70% ARV
Loans up to $1.25M
Loans from $75k up to $1.25m
Single-family residences
2 – 4-unit family residential properties
Townhomes
Condominiums
Concurrent Loans
Don't rush to sell one property to free up a loan for your next.
Close fast with a transparent, straightforward process
Apply for credit pre-approval
- Most recent one-month bank statement
- Last 2 HUD statements from previously sold properties
- Copy of most recent tax return
- Copy of current driver’s license
- Consent to credit (soft pull) and background check
Receive Proof-of-Funds letter
- Includes approved number and value of deals
- Based on assessment of financial strength and experience
- Property contract
- Repair budget
- Property Photos
- List of comparable investment properties
Receive Approval
- Decision usually within 48 hours
Close the Property Loan
- Receive appraisal confirming the value of the property
- Borrowers pay title insurance, property insurance, and any closing costs that exceed the ARV Advance Rate.
- A $1,000 document preparation fee and a 3% origination fee are due at closing.
- Borrowers can roll all closing costs into the loan if there is ARV room.
- After a clear title, completed appraisal, and insurance, funds are wired within 24 hours.
Work with knowledgeable, balance-sheet, private money lenders
Our private equity lenders have deep and broad experience flipping and financing thousands of homes themselves. They operate in 48 states (all except Arizona and Nevada) and have helped shape best practices as members of the National Private Lenders Association and the American Association of Private Lenders.
Our combined expertise gives you a trusted business partner in your project who can tailor financial solutions to the best needs of your current and future deals. Our lenders even keep your loan on their balance sheets instead of packaging it and selling it as further evidence of our partnership approach. When you succeed, we all succeed.
Borrower Qualifications
Loans to business entities not individuals
Minimum credit score of 640 from an ownership member
Borrower should maintain $40k liquid funds as a liquidity buffer.